The CREDITS platform is a decentralized financial system with the principle of peer-to-peer (P2P) world.


A fully peer-to-peer arrangement for service delivery systems which allows for forming financial services: money transfers, currency and value exchanges, crediting, funding and other services directly between participants. Everything is provided without additional intermediaries, according to a principle – one of the equal participants – to other system participants. As a result, everyone gets cheaper, faster and better services.

The world is moving towards the direct interaction between people on peer-to-peer principles – equal to equal. A revolution happened! This is clearly seen by the overturn in the mass media: until the 1990s, newspapers, magazines, and TV were the main providers of information. Today, opinion leaders are bloggers, found on Youtube channels and social networks, money is invested in crowdfunding and ICO, and information is stored in decentralized cloud systems.

About Credits platform

CREDITS platform is a decentralized financial system for the direct interaction between participants on peer-to-peer (P2P) principles. The platform expands the potential of using financial services on the basis of a distributed ledger, self-executing smart contracts, and CREDITS cryptocurrency. The system is aimed to unite all participants on one site, providing them with a platform for creating and using financial services; where everyone can both offer a service and use it. Thanks to a well-defined and balanced technological system, the CREDITS platform offers a new technical solution and a new conceptual model of networking participants’ interaction for the development of modern decentralized financial services.

The platform also allows issuing financial assets like stablecoins, digital assets, tokens, loyalty points etc., and build services based on Credits technological solutions.

1. Fast peer-to-peer transactions on blockchain

2. Smart contracts

3. Worldwide payments with Credits

4. Financial assets and tokens issuance

Blockchain Platform Architecture

Unique technologies developed from scratch are the foundation of our software

Proof of Agreement (PoA)

Unique consensus and decision-making algorithm based on multiple validation and data processing with a secure implementation solution based on BFT. 

Credits Data Transmission Protocol (CDTP)

A new high-speed protocol within a decentralized network with collective Validation capable of processing transactions from 0.1 seconds per transaction. Up to million transactions per second possibilities.

Validation & Verification of Data

New blocks generation and transaction validation algorithms based on highly secure cryptography algorithms. New Multithreaded database, parallelized process validation and verification signatures, fast data synchronization algorithm.

Technical Resources

Source Code

Bug Bounty Campaign

White Paper

Technical Paper

Platform Technical Features

Absolutely unique technical characteristics, which allow the platform to be adopted in a wide range of industries.

Lightning-fast transaction processing time

From 0.1 seconds to confirm a transaction. Up to 5 blocks are generated per second.

High decentralization level

Anyone is able to run a node and maintain the network. Equitable rewards distribution.

Advanced level of security

Highest security based on Byzantine Fault Tolerance algorithm

Nearly free cost. Inexpensive fees.

From 0.00014 CS (around 0.00001$) fees per transaction

High network capacity

The platform can process up to 1 million transactions per second.

What is a smart contract?

A smart contract is a self-executing computer code designed to conclude and maintain commercial contracts, which is recorded in the blockchain that is a decentralized chain of blocks stored on multiple computers.

Smart contracts mean that some automation of value distribution is performed, which can depend only on those conditions that were specified. In the simplest form, it looks like a contract with strictly specified conditions, which is signed by certain parties.

Smart contracts are designed to minimize trust to third parties. Sometimes the decision-making center is completely excluded. In addition, it is easier to conduct audits for such contracts. This is a consequence of some design features of such a system. More often we understand a smart contract as a decentralized environment and the availability of functions that allow anyone to analyze the database and conduct a full audit of the performance of contracts. Thus, protection against retroactive data changes is guaranteed, which will entail changes in the performance of the contract itself. The digitization of most processes when creating and launching a smart contract often simplifies the technology and the cost of implementing them.

The difference between a smart contract and a traditional contract

The difference between a smart contract and a traditional contract:

● allows you to exchange assets such as money, shares directly without the participation of third parties, transactions are traceable, and transparent;

● openness of the code, anyone can check the content;

● impossibility of making changes in conditions;

● automatically ensures the implementation of all the terms of the contract (it is a fully automated code of a smart contract);

● provides a prompt solution of the issues as soon as the terms of the smart contract are fulfilled, the parties immediately exchange assets;

Network Consensus 

The consensus in CREDITS is a method of group decision-making. With the aim to develop final solutions acceptable for all network nodes.

Consensus Comparison 

The definition of the principles of the decentralized CREDITS ledger to compare different types of consensus:

● ledger availability (nodes can write data to the ledger and read them from it at any time);

● Modifiability by all participating network nodes;

● Consistency of all system nodes (all nodes see an absolutely identical version of the ledger, which is updated after changes);

● Resistance to separation (if one node becomes inoperable, this does not affect the operation of the entire ledger). 

Innovative Lightning-Fast Blockchain for Dapps

● An open-source, fully decentralized blockchain software protocol with smart contracts aimed at the creation of high-performance applications.

● Unique new consensus algorithm – PoA (Proof of Agreement) based on BFT conception, new data transmission protocol and many more.

● Best for microtransactions, mass financial payments, tokens issuing and storing data on blockchain.

Infrastructure & Components

Credits offers an extensive list of custom-made blockchain-based products aimed at making interaction with the platform easy and secure.


Run the node, participate in consensus, maintain the network and get rewards

For Windows

For Linux


Conduct transactions, deploy and execute smart contracts

For Windows

For Linux


Execute transactions, store and issue digital assets

Web Version

iOS, Android


Additional tools crucial for dApps and infrastructure development

Browser Extension

Decentralized Exchange

Users & Clients

Hundreds of companies, programmers and users across the world choose Credits software for implementation of their solutions

Top & Global companies

Partners using our technology for the development of their products and services.

See partners

DApps & Services

A list of existing decentralized applications and services built on the Credits blockchain.

Software integrators

System software integrators distributing Credits solutions to their clients

See companies

Lenovo is looking to incorporate Credits blockchain solution to streamline internal operations management procedures

IBM considers Credits as a solution that allows to integrate their services and blockchain technology into existing business

We are also working with IBM to apply our unique blockchain technology to the Internet of Things (IoT) use cases to increase trust and security.

For Users

Accelerator Program

Developers Portal

Support & Community

Implementation Plan

CREDITS cryptocurrency

After launching the release version of the system, a fixed amount of 1,000,000,000 CREDITS will be issued. They will be exchanged for ERC20 standard tokens, issued at the initial token sale. They will be exchanged at a fixed exchange rate: 1 ERC20 standard token = 1 CREDITS monetary units.








Cridits home:



Bitcointalk Username: Dewi08

Telegram Username: @ dhewio8

Bitcointalk url:;u=894088

Credits wallet address: 49Tfv1rAG3jzqmCWnLeS3cvTzLSe9B3341mr52CvYoH9

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